Launch Credit Products Fast
Unlock new revenue and healthier unit economics instantly and painlessly
Why Upward
Proven Results
Proven to increase customer retention & lifetime value
Secure & Compliant
Ensures compliance & protects user data, mitigating risk
Speed to Market
Quick & seamless integration into your platform, minimizing development costs
Solutions that drive revenue
Credit Builder Card Program Bill Report
Credit Builder: Help users build credit
Turn recurring payments into credit-building output & drive customer engagement + retention
Credit Builder Card: Unlock new revenue & user value
Convenient cards that help your users build credit & add new revenue streams
Bill Report
Attract and retain customers by helping them build credit history
Simple & Effective
1. Integrate
Quick & seamless integration with your platform, reducing time to market
2. Customize
Tailor credit-building products to fit your brand & customer needs
3. Launch
Go live & start offering credit-building to your users quickly, driving growth & engagement
4. Grow
Double down on winning strategies & iterate
Customize with our APIs
Launch fast with embedded components or deeply customize with our flexible APIs.
Built for your business
Fintechs & Early Startups
Enhance your financial product offerings and increase user engagement
Gig Worker Platforms
Monetize payouts & differentiate your offering to attract & retain gig workers
Personal Financial Management
Help users improve their financial health with sticky credit features
"We needed a card program built for the unique needs of restaurant workforce and that generated great unit economics for us. Others talked a big game, but Upward made it easy."
Leif M.
CEO of TipHaus
"Upwardli enabled us to launch a credit builder in just weeks. We've unlocked a new revenue stream with a product that really resonates with the hourly workforce."
Yogesh S.
Founder, Avibra