Fintech built for the Gig Economy

Finally, an instant payout solution that's easy to implement & creates a win for everyone.

The Gig Platform Dilemma... a balancing act under pressure

A delicate dance of maintaining equilibrium between providers and users. The pressure to continuously innovate & add value. It's relentless. To stay ahead, you must deliver value to both sides of the marketplace.

The Gig Worker Reality

Your gig workers are the backbone of your platform, yet many face limited credit, financial instability, income management issues, and tax season surprises.

Limited Credit

Help them build credit & gain financial stability.

Living Paycheck-to-Paycheck

Offer solutions that help workers get paid instantly, build credit, & better manage their financial lives.

Income Management & Tax Season Issues

Simplify the management of multiple income streams & equip workers with tools to plan & save for taxes.

Empower Your Gig Workers

Gig Workers

36%
58 million US workers identify as gig workers, according to McKinsey & Company.1

Unequal Financial Access

80%
Most believe they don't have the same access to financial services as traditional full-time workers.2

Credit Score

40 pts
Upward is built for users with low credit scores - On average, users with credit scores below 500 realize a credit score improvement of >40 points within 3 months.3

1 Freelance, side hustles, and gig: Many more Americans have become independent workers, McKinsey & Company, 2022
2 Gig Workers are being denied by financial services sector, Retail Banker International, 2023
3 Based on 202 users with initial credit scores between 300-500 points that joined Upward from March 2022 through October 2024, and have completed at least 3 months of usage. Many factors influence an individual’s credit score, and Upward does not guarantee that a user’s credit score will improve based solely on the use of Upward Credit Builder.

Upward for Gig Workers

Instant Payouts

Delight your workers with instant payments at zero cost - no more waiting, no more fees.

Credit Builder Service

Give your workers the gift of a robust credit score, enhancing their financial futures.

Branded Card

A versatile tool that builds your brand while helping your workers better manage their finances.

Why Upward?

Quick Deployment

Launch white-labeled financial products faster than you can say "growth hack"

Unlock New Revenue

Tap into new income sources while enhancing your core offerings

Boost Retention

Keep your top talent by helping them solve their credit challenges by offering them financial benefits that they need

Financial Freedom

Give your workers control over their finances, from instant payouts to long-term credit building.