Help users build their credit
Quickly boost retention and acquisition by turning your users existing payments into a positive credit building history
Key Benefits
Stand Out
Differentiate with a feature that directly benefits users' financial lives
Win-Win
Extend user retention and grow revenue as users build their credit
Launch Fast
Launch in just weeks with minimal development effort
Accelerate your business
Drive Revenue Growth
Engaged users drive increased core product revenue, supporting your growth targets
Your Brand First
Easily customize to your brand, ensuring a seamless user experience
Boost Engagement
Credit-building helps attract & retain more customers. Healthier unit economics? Check.
Unlock Product Roadmap
Inform product improvements and strategic decisions, and unlock future monetization opportunities
"Upward enabled us to launch a credit builder in just weeks. We've unlocked a new revenue stream with a product that really resonates with the hourly workforce."
Yogesh S. Founder, Avibra
Empower customers to achieve financial wellness
Simple Integration
Launch in weeks without extensive development work, minimizing time-to-market
Automated Credit Reporting
Automatically turns your regular payments into credit reportable output, helping users effortlessly build their credit history
Customizable Branding
Tailor the service to match your brand's look and feel, maintaining brand consistency and enhancing user trust
User-Friendly Monitoring
Easily monitor credit progress and receive insights for maintaining good credit, enhancing user engagement as their score grows